Okay, so my big push to get my home finished as definitely impacted my month end numbers, but not nearly to the extent I was expecting it to (which is seriously amazing me).
So despite bleeding cash all month, I still managed to squeak out a $766 increase. Kudos to my retirement account and my mortgage for that one!
CHEQUING: $188.91 (Last Month: $200.01)
Still puttering along, nothing major to note. This is basically my car insurance and an emergency buffer in my account.
SAVINGS: $18.99 (Last Month: $698.61)
About $240 or so went into buying a Europe focused ETF this month. The rest went to paying for flooring and other miscellaneous construction supplies. Not my happiest update in the savings department. I would like to say for 100% certainty that this will be bulked backed up by the end of October, but that will be dependent on how much my baseboards cost.
INVESTMENT: $1,449.65 (Last Month: $1,182.94)
As previously mentioned, I added another ETF to my portfolio this month. Nothing wild or crazy has happened with my portfolio, but I feel a little more well rounded now.
On the upside, I didn’t realize how quickly I’m approaching one of my goals this year. I want to have (at least) $2500 in my investment account by the time I turn 30. Three months after making the goal I’m already almost 60% of the way there
RETIREMENT: $24,985.46 (Last Month: $24,075.62)
I wasn’t expecting my retirement funds to increase as much as they did this month, but I’m not going to complain! I didn’t add anything to my personal RRSP this month, but my pension through work is deducted automatically off my pay cheque. Turns out it was a good thing, because the pension did well
PROPERTY: $301,000.00 (Last Month: $301,000.00)
A little more paint to go this week and then the baseboards should be going on next weekend. It doesn’t really feel like the home stretch yet, but it’s getting closer. I’m looking forward to having my clothes back in my closet, and tools out of my kitchen!
Anyway, this number is still bobbing along like it always does. I’ll update the value in January when the next assessment comes out.
CAR: $10,000.00 (Last Month: $10,000.00)
I can’t believe I’ve had this car for less than a year. It feels like I’ve had it forever (in a good way). I’ll revisit the value of it in November once I’ve had it for a year.
US FUNDS: $99.38 (Last Month: $99.38)
Nothing really happening here right now. This account will probably see an uptick next month.
CONSUMER DEBT: $709.49 (Last Month: $597.89)
A week ago this was actually looking to be a fair bit lower than last month, but the end of the month was a little more expensive than I originally anticipated. Having my kitchen torn up, there was more eating out than usual, as well as a fair number of pizza and beer ordered for the people helping me. I also replaced my black work pumps that wore out *cough* 2.5 years ago, since our corporate dress code came into effect this month. I purchased a set of steel rims for my winter tires to go on, so I can change my tires at home rather than paying someone $100 to switch them over every 6 months. Last but not least, I drove over to BC for my niece’s 2nd birthday. At 1500km for the round trip it upped my fuel consumption considerably this month.
MORTGAGE: $221,508.07 (Last Month: $221,900.57)
Watching my mortgage balance drop was much more entertaining when I was adding extra money to the account. Now it’s just kind of depressing to watch :s Oh well.
TOTAL NET WORTH: $115,425.45 (Last Month: $114,658.83)
Recommended Reading: If you want to make easy money, do something hard